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IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT IN AND FOR SANTA ROSA COUNTY, FLORIDA. CIVIL DIVISION CASE NO. 572025CA000445CAAXMX NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING, Plaintiff, vs. BILLY DEAN FOWLER, JR. A/K/A BILLY D. FOWLER; JENNIFER M. FOWLER A/K/A JENNIFER MICHELLE FOWLER A/K/A JENNIFER FOWLER; STATE OF FLORIDA, DEPARTMENT OF REVENUE; UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED, UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED, Defendant(s). NOTICE OF ACTION TO: BILLY DEAN FOWLER, JR. A/K/A BILLY D. FOWLER Last Known Address 4301 PACE LANE MILTON, FL 32571 Current Residence is Unknown TO: JENNIFER M. FOWLER A/K/A JENNIFER MICHELLE FOWLER A/K/A JENNIFER FOWLER Last Known Address 4301 PACE LANE MILTON, FL 32571 Current Residence is Unknown YOU ARE NOTIFIED that an action to foreclose a mortgage on the following described property in Santa Rosa County, Florida: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE IN THE COUNTY OF SANTA ROSA, STATE OF FLORIDA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: PARCEL 1: COMMENCE AT THE SOUTHEAST CORNER OF SECTION 14, TOWNSHIP 1 NORTH, RANGE 29 WEST, THENCE NORTH 1 DEGREES 14 MINUTES 30 SECONDS EAST ALONG THE EASTERLY RIGHT OF WAY LINE OF PACE LANE 1164.40 FEET, THENCE CONTINUE ON EASTERLY RIGHT OF WAY LINE OF PACE LANE NORTH 1 DEGREES 55 MINUTES 30 SECONDS EAST 200.00 FEET, THENCE NORTH 89 DEGREES 37 MINUTES 30 SECONDS WEST 50.00 FEET TO WESTERLY RIGHT OF WAY LINE OF SAID PACE LANE, ALSO BEING THE POINT OF BEGINNING, THENCE NORTH 1 DEGREES 55 MINUTES 30 SECONDS EAST ALONG SAID WESTERLY RIGHT OF WAY LINE 180.00 FEET, THENCE NORTH 89 DEGREES 37 MINUTES 30 SECONDS WEST 175.00 FEET, THENCE SOUTH 1 DEGREES 55 MINUTES 30 SECONDS WEST 180.00 FEET, THENCE SOUTH 89 DEGREES 37 MINUTES 30 SECONDS EAST 175.00 FEET TO POINT OF BEGINNING. SAID PARCEL LYING AND BEING IN SECTION 14, TOWNSHIP 1 NORTH, RANGE 29 WEST, SANTA ROSA COUNTY, FLORIDA. PARCEL 2: COMMENCE AT AN EXISTING 4 INCH SQUARE CONCRETE MONUMENT (UNMARKED) AT THE NORTHEAST CORNER OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 1 NORTH, RANGE 29 WEST, SANTA ROSA COUNTY, FLORIDA: THENCE RUN NORTH 88 DEGREES 42 MINUTES 24 SECONDS WEST A DISTANCE OF 50.05 FEET TO AN EXISTING 4 INCH SQUARE CONCRETE MONUMENT (UNMARKED) LYING ON THE WESTERLY RIGHT OF WAY LINE OF PACE LANE (50 FOOT RIGHT OF WAY); THENCE RUN SOUTH 02 DEGREES 07 MINUTES 55 SECONDS WEST ALONG SAID WESTERLY RIGHT OF WAY LINE A DISTANCE OF 250.00 FEET TO AN EXISTING 1/2 INCH UNCAPPED METAL ROD LYING AT AN INTERSECTION WITH THE SOUTHERLY RIGHT OF WAY LINE OF SKIPPER LANE (50 FOOT RIGHT OF WAY); THENCE DEPART SAID WESTERLY RIGHT OF WAY LINE AND RUN NORTH 87 DEGREES 57 MINUTES 15 SECONDS WEST ALONG SAID SOUTHERLY RIGHT OF WAY LINE A DISTANCE OF 350.15 FEET TO AN EXISTING 1 INCH UNCAPPED METAL PIPE LYING AT AN INTERSECTION WITH THE EASTERLY RIGHT OF WAY LINE OF LISA LANE (50 FOOT RIGHT OF WAY); THENCE RUN SOUTH 01 DEGREES 54 MINUTES 05 SECONDS WEST ALONG SAID EASTERLY RIGHT OF WAY LINE A DISTANCE OF 2128.96 FEET TO AN EXISTING 1 INCH UNCAPPED ALUMINUM PIPE FOR THE POINT OF BEGINNING; THENCE CONTINUE ALONG SAID EASTERLY RIGHT OF WAY LINE AND A SOUTHERLY PROJECTION THEREOF, SOUTH 01 DEGREES 47 MINUTES 34 SECONDS WEST A DISTANCE OF 200.73 FEET TO AN EXISTING 1 INCH UNCAPPED ALUMINUM PIPE; THENCE RUN SOUTH 89 DEGREES 27 MINUTES 05 SECONDS EAST A DISTANCE OF 174.84 FEET TO AN EXISTING 1 INCH UNCAPPED METAL PIPE; THENCE RUN NORTH 01 DEGREES 55 MINUTES 30 SECONDS EAST A DISTANCE OF 200.18 FEET TO AN EXISTING 1/2 INCH UNCAPPED METAL ROD; THENCE RUN NORTH 89 DEGREES 16 MINUTES 11 SECONDS WEST A DISTANCE OF 175.29 FEET TO THE POINT OF BEGINNING. has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Diaz Anselmo & Associates, P. A. , Plaintiff's attorneys, whose address is P. O. BOX 19519, Fort Lauderdale, FL 33318, (954) 564-0071, answers@dallegal.com, within 30 days from first date of publication, and file the original with the Clerk of this Court either before service on Plaintiff's attorneys or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. DATED on September 19, 2025. JASON D. ENGLISH, Esq. As Clerk of the Court By: /s/ Beverly Dowler As Deputy Clerk ML4066

IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT IN AND FOR SANTA ROSA COUNTY, FLORIDA CIVIL DIVISION CASE NO. 25000187CAMXAX DIVISION U. S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR LEGACY MORTGAGE ASSET TRUST 2021-GS2, Plaintiff, vs. GARY GRAHAM, JR. A/K/A GARY GRAHAM A/K/A GARY ALLEN GRAHAM, JR. ; UNKNOWN SPOUSE OF GARY GRAHAM, JR. A/K/A GARY GRAHAM A/K/A GARY ALLEN GRAHAM, JR. ; SHERRY GRAHAM A/K/A SHERRY RENEE GRAHAM; UNKNOWN SPOUSE OF SHERRY GRAHAM A/K/A SHERRY RENEE GRAHAM; INTERNATIONAL PORTFOLIO, INC. ; UNKNOWN TENANT #1; UNKNOWN TENANT #2; ALL OTHER UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER, AND AGAINST THE HEREIN NAMED DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAME UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS Defendant(s). NOTICE OF ACTION TO: GARY GRAHAM, JR. A/K/A GARY GRAHAM A/K/A GARY ALLEN GRAHAM, JR. Last Known Address: 9837 Indian Ford Rd, Milton, FL 32570 Current Address: N/A Previous Address: N/A TO: UNKNOWN SPOUSE OF GARY GRAHAM, JR. A/K/A GARY GRAHAM A/K/A GARY ALLEN GRAHAM, JR. Last Known Address: 9837 Indian Ford Rd, Milton, FL 32570 Current Address: N/A Previous Address: N/A TO: SHERRY GRAHAM A/K/A SHERRY RENEE GRAHAM Last Known Address: 9837 Indian Ford Rd, Milton, FL 32570 Current Address: N/A Previous Address: N/A TO: UNKNOWN SPOUSE OF SHERRY GRAHAM A/K/A SHERRY RENEE GRAHAM Last Known Address: 9837 Indian Ford Rd, Milton, FL 32570 Current Address: N/A Previous Address: N/A TO: UNKNOWN TENANT #1 Last Known Address: 9837 Indian Ford Rd, Milton, FL 32570 Current Address: N/A Previous Address: N/A TO: UNKNOWN TENANT #2 Last Known Address: 9837 Indian Ford Rd, Milton, FL 32570 Current Address: N/A Previous Address: N/A TO: ALL OTHER UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER, AND AGAINST THE HEREIN NAMED DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAME UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS whose residence is unknown if he/she/they be living; and if he/she/they be dead, the unknown defendants who may be spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees, and all parties claiming an interest by, through, under or against the Defendants, who are not known to be dead or alive, and all parties having or claiming to have any right, title or interest in the property described in the mortgage being foreclosed herein YOU ARE NOTIFIED that an action to foreclose a mortgage has been filed against you, in regard to the following property in SANTA ROSA County, Florida, legally described as: THE LAND REFERRED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF SANTA ROSA AND THE STATE OF FLORIDA IN DEED BOOK 2471 AT PAGE 414 AND DESCRIBED AS FOLLOWS: LOT 8 COMMENCE AT THE NORTHWEST CORNER OF SECTION 36, TOWNSHIP 3 NORTH, RANGE 27 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE RUN SOUTH 00 DEGREES 04 MINUTES 00 SECONDS WEST ALONG THE WEST LINE OF SAID SECTION 36 A DISTANCE OF 2465.20 FEET TO AN INTERSECTION WITH THE SOUTHERLY RIGHT-OF-WAY LINE OF INDIAN FORD ROAD (50` R/W); THENCE RUN NORTH 51 DEGREES 58 MINUTES 08 SECONDS EAST ALONG SAID SOUTHERLY RIGHT-OF-WAY LINE A DISTANCE OF 440.72 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE NORTH 51 DEGREES 58 MINUTES 08 SECONDS EAST ALONG SAID SOUTHERLY RIGHT-OF-WAY LINE A DISTANCE OF 279.82 FEET TO A POINT OF INTERSECTION; THENCE CONTINUE ALONG SAID SOUTHERLY RIGHT-OF-WAY LINE NORTH 52 DEGREES 21 MINUTES 36 SECONDS EAST A DISTANCE OF 38.46 FEET; THENCE DEPART SAID SOUTHERLY RIGHT-OF-WAY LINE SOUTH 00 DEGREES 15 MINUTES 03 SECONDS WEST A DISTANCE OF 609.02 FEET TO AN INTERSECTION WITH THE SOUTH LINE OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SAID SECTION 36; THENCE RUN SOUTH 89 DEGREES 56 MINUTES 01 SECONDS WEST ALONG SAID SOUTH LINE A DISTANCE OF 250.00 FEET; THENCE RUN NORTH 00 DEGREES 15 MINUTES 03 SECONDS EAST A DISTANCE OF 413.44 FEET TO THE POINT OF BEGINNING. SAID PARCEL BEING IN AREA 2.93 ACRES, MORE OR LESS, AND BEING LOT 8 OF AN UNRECORDED SUBDIVISION. TOGETHER WITH THAT 2005 FTWD MOBILE HOME, VIN #S GAFL475A37845IN21/ GAFL475B37845IN21, TITLE #S 94028624/94028755. This property is located at the street address of: 9837 Indian Ford Rd, Milton, FL 32570. YOU ARE REQUIRED to serve a copy of your written defenses on or before a date which is within 30 days after the first publication, if any, on McMichael Taylor Gray, LLC, Plaintiff’s Attorney, whose address is 3550 Engineering Drive, Suite 260, Peachtree Corners, GA 30092, and file the original with this Court either before service on Plaintiff’s Attorney, or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the Complaint or Petition. WITNESS my hand and the seal of the court on September 19, 2025. JASON D. ENGLISH, ESQ. CLERK OF THE CIRCUIT COURT By: /s/ Beverly Dowler Attorney for Plaintiff: Annalise Hayes DeLuca, Esq. Audrey J. Dixon, Esq. Elizabeth A. Wulff, Esq. MCMICHAEL TAYLOR GRAY, LLC Attorney for Plaintiff 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 Phone: 404.474.7149 Email: ServiceFL@mtglaw.com **IN ACCORDANCE WITH THE AMERICAN’S WITH DISABILITIES ACT, If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact Court Administration, ADA Liaison, Santa Rosa County, 4025 Avalon Blvd. , Milton, FL, 32583, Phone (850) 623-3159 Fax (850) 983-0602, ADA.SantaRosa@flcourts1.gov at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. ML4062

NOTICE OF PUBLIC SALE: The following storage unit contents containing household and other good will be for sale by Avid Storage–Pace, 4550 Pace Ln. , Pace, FL 32571 to satisfy a lien on October 17, 2025 at approx. 11am at www.storagetreasures.com. Lynnay Jones, 1024: Toys, Houseware, Furniture; Lynnay Jones, 1025: Furniture, Baby Items, Totes. ML4060

NOTICE OF PUBLIC SALE: The following storage unit contents containing household and other goods will be for sale by Avid Storage – Surfside, 8202 Navarre Parkway Navarre, Fl 32566 to satisfy a lien on October 17, 2025 at approx. 11: 00 AM at www.storagetreasures.com. Theodore Millard, 1111: Boxes, Furniture, Totes. ML4059

IN THE CIRCUIT COURT FOR THE FIRST JUDICIAL CIRCUIT IN AND FOR SANTA ROSA COUNTY, FLORIDA CIRCUIT CIVIL DIVISION CASE NO. : 25000063CAMXAX PENNYMAC LOAN SERVICES, LLC Plaintiff(s), vs. TONI M OWENS; et al. , Defendant(s). NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN THAT, pursuant to Plaintiff's Final Judgment of Foreclosure entered on September 11, 2025 in the above-captioned action, the Clerk of Court, Jason D. English, will sell to the highest and best bidder for cash https: //www. santarosa. realforeclose. com in accordance with Chapter 45, Florida Statutes on the 22nd day of October, 2025 at 11: 00 AM on the following described property as set forth in said Final Judgment of Foreclosure or order, to wit: LOT 20, BLOCK 525, AVALON BEACH, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK A, PAGE(S) 1 THROUGH 10, INCLUSIVE, OF THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA. Property address: 2936 Summer Street, Milton, FL 32583 Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens, must file a claim before the clerk reports the surplus as unclaimed. AMERICANS WITH DISABILITIES ACT: IF YOU ARE A PERSON WITH A DISABILITY WHO NEEDS ANY ACCOMMODATION IN ORDER TO PARTICIPATE IN THIS PROCEEDING, YOU ARE ENTITLED, AT NO COST TO YOU, TO THE PROVISION OF CERTAIN ASSISTANCE. PLEASE CONTACT: COURT ADMINISTRATION, ADA LIAISON, SANTA ROSA COUNTY, 4025 AVALON BLVD MILTON, FL 32583, PHONE (850)623-3159 FAX (850) 983-0602, ADA.SANTAROSA@FLCOURTS1.GOV,AT LEAST 7 DAYS BEFORE YOUR SCHEDULED COURT APPEARANCE, OR IMMEDIATELY UPON RECEIVING THIS NOTIFICATION IF THE TIME BEFORE THE SCHEDULED APPEARANCE IS LESS THAN 7 DAYS; IF YOU ARE HEARING OR VOICE IMPAIRED, CALL 711. /s/ Betzy Falgas PADGETT LAW GROUP BETZY FALGAS, ESQ. Florida Bar # 76882 6267 Old Water Oak Road, Suite 203 Tallahassee, FL 32312 (850) 422-2520 (telephone) (850) 422-2567 (facsimile) attorney@padgettlawgroup.com Attorney for Plaintiff ML4058